Budgets and Paycheck Management

Budgets Basics and Planning Ahead

budgetingTax season recently came to a close and one problem in most people's lives is money. It’s a big stress when there isn’t enough and can cause big problems at home. One big fix to this is coming up with a sensible budget.

Here at YES we always do our best to find jobs for people that they will enjoy, we try to get each employee the best pay possible. That doesn’t mean we will find the job to make you a millionaire. It is each employee’s job to manage their own money so that they can reduce stress and enjoy life a bit more.

A big problem we often run into is some companies want to pay weekly, while others want to pay every other week. For some every two weeks can get tough. Whether you are paid every week or every two weeks, you are still making the same money it’s just a matter of making a plan or a budget to survive that extra week.

Dave Ramsey is a Budgeting Ninja

A big name in the budget, and money saving field is Dave Ramsey. The way he suggests doing a budget can really help you see where you can do better.

dave ramsey budgetI highly recommend you check out his guide to budgeting. Click the link!

His first step is to list out all your sources of income. This would be your paycheck, if you have a spouse, include their paycheck, any side jobs or residual income, and anything else coming in, put on the list.

After this is done, you need to put a list together of what is going out. This will include house payment (or rent), phones, car, debt, food, and all bills on the other side.

Once both are written down you need to see if there is any where that you may be over spending, eating out for example, then make plans to cut that down. For the next couple months, for every dollar spent a note should be made of where it goes. This will help you see exactly where the money is going and allow you cut out the fat.

By following those steps you will be able to make little changes and save a bit more money. Dave suggests saving up $1000 for an emergency fund. If the car unexpectedly breaks down, you can use it for that type of stuff, then you are not out a car and now relying on public transportation to get you to work. By being prepared for any situation, this will help you be more confident and stress-free in life, which can potentially help you become a more reliable employee, which is what every company is looking for!

Success in life all begins with a plan. If you just go through life hoping things will work out, they wont. A famous saying by Alan Lakein goes, “Failing to plan is planning to fail.” If you don’t have a plan for your money, it doesn’t matter if you are paid every two weeks, every week, or even every day, without a plan you will always be short and never have enough.

Riley Smith
Account Manager | North Salt Lake, Utah Office
Your Employment Solutions

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The First Day of Work

How to Nail Your First Day of Work at a New Job

It's that time of year again, where the first day of school comes popping back onto people's schedules. The first day of school can be scary for many, but so can the first day of a brand new job.

In fact, the first day at work can be downright stressful, lots of thoughts go through peoples minds, such as:

“I hope I don’t mess up.”

Or…

“I hope everyone likes me.”

There are a couple things that can be done to help reduce the stress surrounding the thoughts of your first day of work. Here are some simple tips.

Show Up Early

To avoid messing up right off the bat, scout out the location and become familiar with how long it will take you to get there, and then give your self an extra ten to fifteen minutes to get there – just to be safe. The first impression is very important with a new employer. It's best to start off on the right foot.

Work to the Last Bell

Besides showing up early, make sure you are there for your entire shift. The key to really impressing your new employer is to work your butt off for the entire shift. Earn that paycheck!

Prove Yourself

Maybe you feel that you are worth more then what they are paying you. You have to prove this to them. Stay busy, look for something to do during down time and try to learn new things. Doing this will make you more valuable to the company and show your dedication.

This brings me to the most important part…

Ask Questions

Often times we want to impress our new employer and co-workers so we act like we know how to do things instead of asking questions. By asking questions you show that you are actively participating in the training and that you are trying.

first day

Good ways of actively participating in your training may be to ask them to let you perform the task and have them watch. Keep in mind also that no matter how good of a memory you have, there are some processes that are not humanly possible to remember after just one time, take notes on how to do certain things so you can walk your self through the process later. Studies show that people are more likely to retain information when they look it up and do it for themselves.

Show Your Worth

At this point you have already started your new job, but that doesn’t mean that you can’t lose it. Most companies have a probation period in which they can decide if it was a good choice to hire you on or not. Work hard to show them that you ARE worth it and that you are valuable to the company.

Whether it’s the beginning of your career or just a job to get through school, never stop trying to show your worth.

Riley Smith
Account Manager
Your Employment Solutions

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